1. |
Purpose of loan |
Personal use |
2. |
Ticket Size |
Up to Customer Required for Fixed deposit and Investment Amount |
3. |
Tenure |
6 Month To 24 month |
4. |
ROI |
18 To 24 % |
5. |
Processing Fee |
PF + GST (1% + GST) |
6. |
Stamp Duty |
As per loan amount |
7. |
Insurance |
Attached the fixed deposit bond |
8. |
Income |
Self-Declaration by customer |
9. |
Income Stability |
1 Years |
10. |
Residency Stability |
2 Years |
11. |
Age Group |
18 to 70 years |
12. |
Co Applicant |
Mandatory with kyc |
13. |
KYC |
1. ID Proof- PAN Card, Voter ID Card, Aadhar Card, DL and Passport etc. 2. Address Proof- Light Bill, Water Bill, Patta, Ration Card, etc. Note- AADHAR, PAN is mandatory |
14. |
Living Standard |
As per customer profile |
15. |
Income Proof |
Bank pass copy and self-declaration |
16. |
Mode of Repayment |
Direct debit mandate form/NACH/PDC |
17. |
SPDC |
10 Cheques Mandatory of Applicant. No Blank SPDC/PDC will be Accepted. |
18. |
Repayment date |
Every 3rd and 15th of Next month |
19. |
PD |
Business, Residency and Office Will be carried out As per following- NOTE-But final acceptance will be given from Head office by authorized person. |
20. |
Disbursement |
Single Tranche |
21. |
EMI date changes (Possible only after full disbursement) |
Upto 30 days : No charges (Broken Period Interest to be collected) After 30 Days: Rs. 500 + GST (Broken Period Interest to be collected) After 90 Days: Not possible |